The corporation is part of the plan. Now the software knows it.
Holdco and opco, IPP, notional accounts and the freeze, modelled at the corporate level and carried through to the family’s retirement and estate. Finn reads the T2 so you don’t retype it.
Included on Professional
Everything between the owner and their retirement.
Each module works on the same plan, so a decision at the corporate level shows up in the family’s retirement income and estate.
01Individual Pension Plan (IPP)
Compare an IPP against the RRSP for the owner, with current contributions and past service, carried through to retirement income and the estate.
02T2 extraction & corporate document analyzer
Upload the accountant’s T2 and financial statements. Finn pulls the balances into the corporate plan for you to review.
03Holdco & opco
Model holding and operating company structures, including ones shared between spouses, with retained earnings and passive income tracked year by year.
04CDA, RDTOH & GRIP
Track the balances that decide whether a dollar leaves the company tax-free or at the top rate.
05Salary vs dividend & corporate class
Compare the compensation mix across years, with the effect on CPP and RRSP room shown alongside.
06Estate freeze, insurance & succession
Freeze timing, corporate-owned insurance, buy-sell structure and the corporation’s estate exposure, in the same plan.
An owner, 52, deciding between an IPP and keeping the RRSP.
Finn builds both scenarios from the corporation’s statements and the owner’s records, side by side on the same engine. You see what each path does to the company’s deductions, the owner’s retirement income and what’s left for the estate.
You decide which scenario to present, and the client report shows the comparison in English or French.
- Both scenarios stay intact; nothing overwrites the original plan
- Past service is a proposed change you approve
- Every figure comes from the PlanBase engine
I’ve built both scenarios from the 2025 statements. The IPP adds corporate contributions from 2026. Want me to add past service?
Layout only. In the app, each cell shows the engine’s figures for your client.
Questions about owner planning.
Holdco planning, salary vs dividend, IPP, CDA, corporate class, estate freeze, corporate insurance and the T2 analyzer are included on Professional and Enterprise. Every trial includes full Professional access for 14 days.
Bring your most complex owner file to the demo.
We’ll walk through it on the corporate modules, then set up your 14-day free trial with you on that same file.